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At almost exactly noon on November 10, 2021, Bitcoin reached an all-time high, trading at $68,778.48 per coin. The cryptocurrency community rejoiced, there were murmurs that the coin might hit $100,000 by the end of this year. A year-end Crypto party seemed in order, and in bullish mindset of many, nothing could go wrong.  Alas....

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During the holiday season, one of the things my family does is give out lotto scratch-off tickets in cards. It’s a nice touch, an easy gift, and nobody goes broke buying them. Inevitably, someone wins $20-$100 on a ticket, and everyone’s happy.  The same can be done with cheap cryptocurrency coins and tokens. Will they make you...